Customer LoginA Debt Relief Order (DRO) is a way to stop making debt repayments and allows you to write off your unsecured debts.
Your steps from set up to completion
We'll talk through your circumstances, and take a look at your income and outgoings.
We’ll give you free, impartial advice on a way to start becoming debt free.
We'll complete all the paperwork you'll need to get started.
Is a Debt Relief Order right for me?
How it helps
You do not need to make any payments to your lenders for 12 months.
Your lenders are not allowed to contact you or chase you for payment.
The debt included in the DRO is written off after 12 months if your situation doesn't improve.
Things to consider
If your situation improves within the 12 months, the DRO will end and you will have to either pay off your unsecured debts and any interest that has built up over that period or find an alternative debt solution.
Details of your DRO will be added to the Insolvency Register.
Your credit rating will be impacted for six years.
To find other sources of free advice visit Money Helper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
To find other sources of free advice visit Money Helper. It’s here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Why Financial
Wellness Group?
We'll take the time to really understand you and your financial situation and make sure you have everything you need to make a real change.
Your financial situation is unique , so we'll tailor a solution just for you.
Whether online or over the phone, we'll give you all the advice and help you need.
Our teams are only targeted on getting the right solution for you.
Let's get started
Answers to common Debt Relief Order questions
When will my debt be written off?
As long as you abide by the terms of your Debt Relief Order, and your financial situation doesn’t improve by the end, once you have completed 12 months your unsecured debts will be written off.
Will it affect my credit history?
As with all debt solutions, your credit rating will be impacted for up to six years.
Will my home be at risk?
Unfortunately, homeowners do not qualify for a Debt Relief Order.